At Formation Finance, we specialise in property development loans, offering funding solutions for every phase of your project. Whether you’re acquiring land, covering soft costs, financing construction, or refinancing completed developments, we provide flexible and fast financing to help developers bring their projects to life.
✔ Funding for All Development Stages – From land purchase to construction and refinancing.
✔ Access to Multiple Lenders – We secure financing through banks, private lenders, and institutional investors.
✔ Competitive Loan Terms – Flexible repayment structures designed for property developers.
✔ Quick Approvals – Get your project moving without delays.
✔ No Pre-Sale Requirements for Select Loans – Suitable for boutique and large-scale developments.
Formation Finance understands the complexities of property development. With our strong lender network and expertise, we help developers secure the right funding to turn their vision into reality.
📞 Contact us today or apply online to discuss your project financing needs!
| Development Site Loans | Construction Loans | Residual Stock/ Bridging Loans | Mezzanine Loans | |
|---|---|---|---|---|
| LVR (up to) | 70% | 70% | 70% | 75% |
| Loan Term | 3-24 months | 12-24 months | 3-24 months | 3-24 months |
| Rates (from) | 8.49% p.a. | 9.99% p.a. | 8.49% p.a. | 15.00% p.a. |
Most property development projects entail a substantial amount of construction debt funding that must be repaid upon completion. Specifically, for residential projects like townhouses and land subdivisions, the objective is usually to sell enough units to cover the construction debt. However, if the developer falls short of achieving sufficient sales, they may need to refinance the remaining balance. This is where a residual stock loan can prove beneficial. Read more.
