Formation Finance

Call Us:

+61 3 9060 7878

Email Us:

info@formationfinance.com.au

Tailored Funding Solutions
Trusted Private Lending Partner
We provide tailored funding solutions and private lenders loans to help you achieve your goals, quickly and efficiently.
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Formation Finance – Your Trusted Private Lending Partner

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About Us

Formation Finance is a team of finance and lending experts, based in Melbourne, providing financing solutions and private lenders loans across Australia.

Formation Finance has access to funding from the major banks, second-tier banks, non-bank lenders, private lenders, family offices and investors which allows us to tailor a solution for any scenario or transaction.

Our clients love us because we:

  • provide comprehensive lending solutions to meet client’s financing needs
  • provide personalised services and strive to be client’s trusted advisor
  • can guide you through your property journey, whether it’s buying, investing or developing

As a Melbourne-based finance and loan specialist, Formation Finance secures funding from private lenders, non-bank institutions, family offices, and investors, ensuring you get the best loan structure for your needs.

Who Can Benefit from Private Lending?

  • Property Developers – Buy development sites with certainty and start construction sooner (e.g. via no presales construction loans)
  • Self-Employed & Business Owners – Access working capital quickly and without income verification requirements.
  • Bad Credit Borrowers – Get approved despite past financial challenges.
  • Short-Term Bridging Loans – Cover urgent financing gaps with loans funded within days.

Our Private Loans Services

Private Lenders Loans

• Short term property loans
• No Doc loans
• Second mortgage

Property Development Loans

• Site acquisition
• Construction
• Residual stock
• Working capital/ bridging loans
• Mezzanine

Commercial Property Loans

• Full doc loans
• Lease doc loans
• No doc loans

Unsecured Business Loans

• Small business loans
• Line of credit loans
• Fast business loans

Low Doc Home Loans

• Self-employed
• Home buyers
• Investors
• Refinance
• Equity release
• Non-resident/ expat
• SMSFs
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