Home - Services - Private Lenders Loans
Fast Flexible Private Loans Australia
Whether you’re seeking urgent funding, navigating a complex property deal, or need capital where mainstream lenders say “no”, private lending could be the solution.
What Are Private Lenders Loans?
They’re commonly used for:
- Bridging finance
- Fast property settlements
- Property Development and construction loans
- Refinancing to release equity
- Short-term business loans
Why Choose Private Lenders Loans?
Fast Turnaround – Approvals in 24–72 hours- Simple Application – No financials and income docs required
- Asset-Based Lending – Approval based on collateral, not just credit
- Tailored Solutions – Structuring to suit your situation
Our Private Loans
At Formation Finance, we work with a panel of reputable private lenders across Australia to ensure our clients access:
Private Lenders Loans FAQ :
A private lenders loan is a type of funding offered by non-bank financiers such as credit funds, family offices, and private investors. Unlike traditional banks, these lenders focus on asset value and borrower potential, not just income or credit score. It’s commonly used for short-term, urgent, or non-standard lending needs.
For a comprehensive understanding of private lending in Australia, you can refer to this guide: A Guide to Private Lending and Private Lenders in Australia.
Approval can happen within 24 to 72 hours depending on the complexity of your case and how fast you can provide required documents. In some cases, funding may be released immediately after approval, especially for asset-backed loans like short term property loans or development loans.
Not necessarily. Private lenders are more focused on the value of your security (e.g. property) and the strength of your exit strategy than your credit score. We regularly help clients with defaults, tax debts, or non-conforming income.
You can apply through our online enquiry form, call us directly, or email us with details about your loan needs and property security. We’ll guide you through the next steps and provide fast feedback.
