Formation Finance

Call Us:

+61 3 9060 7878

Email Us:

info@formationfinance.com.au

Tailored Funding Solutions
Trusted Private Lending Partner
We provide tailored funding solutions and private lenders loans to help you achieve your goals, quickly and efficiently.
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Formation Finance – Your Trusted Private Lending Partner

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About Us

Formation Finance is a team of finance and lending experts, based in Melbourne, providing financing solutions,private lenders loans across Australia.

Formation Finance has access to funding from the major banks, second-tier banks, non-bank lenders, private lenders, family offices and investors which allows us to tailor a solution for any scenario or transaction.

Our clients love us because we:

  • provide a wide range of lending solutions to meet client’s financing needs
  • provide personalised services and strive to be client’s trusted
  • advisor can guide you through your property journey, whether it’s buying, investing or developing

As a Melbourne-based finance and loan specialist, Formation Finance sources funding from private lenders, non-bank institutions, family offices, and investors, ensuring you get the best loan structure for your needs.

Who Can Benefit from Private Lending?

  • Property Investors & Developers – Secure funding for real estate purchases, renovations, and developments.
  • Self-Employed & Business Owners – Access capital without strict income verification.
  • Bad Credit Borrowers – Get approved despite past financial challenges.
  • Short-Term Bridging Loans – Cover urgent financing gaps without long-term commitments.

Our Private Loans Services

Property Development Finance & Private Lending

• Site Acquisition Loan
• Construction Loan
• Residual Stock Loan
• Working Capital/ Bridging Finance
• Mezzanine Loan
• Preferred Equity & Joint Venture

Commercial Property Loans

• Full doc loan
• Lease doc loan
• Low/ alt doc loan
• No doc loan

Home Loans & Investment Loans

• Owner occupier home loan
• Investment loan
• Refinance / equity release
• Construction loan
• Non-Resident/ Foreign Income Home Loans

AI Loans: Car, Equipment, Personal, Business Loans

Compare realistic loan options using AI matching technology with access to 60+ lenders.

• Car loans
• Equipment Loans
• Personal Loans
• Business Loans
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